Greco: the end of money (3)

The end of moneyMeerdere personen simpel

We maken van onze Robinson economie een echtere economie door aan te nemen dat we een land hebben met meerdere Robinsons die met elkaar spullen kunnen uitruilen. Niet elke Robinson hoeft hetzelfde te doen. De ene kan nu meer werken en later vrije tijd hebben en andersom. De ene kan nu meer consumeren en later minder en andersom. We laten de noten even varen en noemen het gewoon goederen. Nog steeds is er geen sprake van geld.

Uitgangspunt is weer dat elke inwoner een pakket ‘resources’ tot zijn beschikking heeft. Die resources bestaan uit zijn potentie om arbeid te verrichten (uitvindingen te doen etc). Elke inwoner van dit land staat nu voor de uitdaging om zijn resources in de tijd zo goed mogelijk in te zetten en te verdelen. De enige randvoorwaarde daarbij is dat je over de duur van je leven niet meer kunt opmaken dan je totaal aan resources en vergoedingen hebt of krijgt. In economen jargon heet dit de ‘lifetime budget constraint’. De totale consumptie over een heel leven mag niet groter zijn dan de totale inkomsten of verdiensten in een heel leven. Bij Robinson was er ook zo’n conditie maar die ging daar vanzelfsprekend op omdat hij alleen was en er geen enkele mogelijkheid was om meer te consumeren dan door harder te werken. Met meerdere personen ontstaat nu de mogelijkheid elkaar dingen uit te lenen om die later weer terug te geven. Nu kun je hetzelfde blijven consumeren en toch minder werken door het missende deel bij te lenen van iemand anders.

Laten we weer simpel beginnen en veronderstellen dat de goederen bederfelijk zijn (je kunt ze niet bewaren). Stel ik kan nu om een of andere reden niet werken maar wil toch consumeren. Omdat in deze economie niet iedereen in dezelfde levensfase zit, kan ik op zoek gaan naar iemand die nu meer goederen ontvangt of maakt dan dat hij nu opmaakt. Ik ga naar die persoon toe en vraag hem of ik zijn surplus aan goederen nu mag consumeren. Technisch is dat natuurlijk geen enkel probleem. De enige conditie voor deze economie is dat de totale consumptie gelijk moet zijn aan de totale productie (kan ook kleiner zijn, maar dan moet een deel van de productie worden weggegooid, en dat is niet logisch). De vraag is waarom iemand anders die een overschot heeft dat aan mij zou geven. Welnu, het idee is dat hij die goederen later weer terug krijgt. Ik sluit dus als het ware een lening af en beloof dezelfde goederen maar dan op een later tijdstip terug te geven. De belofte kan op een stukje papier worden geschreven en dat stukje papier is dan een schuldbekentenis die een zekere waarde vertegenwoordigt in het economische verkeer (het stukje papier geeft namelijk recht op de levering van x goederen op moment y).

Kan het terug geven van de goederen zonder rente gebeuren? In principe is een vergoeding van rente niet nodig als diegene die het overschot heeft geen andere mogelijkheid heeft (zelf niet consumeren leidt namelijk tot bederf van zijn goederen). In deze beperkte economie kunnen dus schuldpapieren circuleren zonder rente of vergoeding omdat iedereen zijn levenscyclus van consumeren en produceren optimaal kan inrichten. Zonder keuzemogelijkheid dus geen rentevergoeding. Maar waarschijnlijker is dat het een onderhandeling wordt tussen surplushouder en tekorthouder: wat heb jij ervoor over om nu meer te consumeren en wanneer ben ik bereid mijn consumptie uit te stellen? Ook kan het voorkomen dat een groot deel van de bevolking nu meer wil consumeren en een relatief klein deel consumptie wil uitstellen. Er is dan schaarste aan uitgestelde consumptie en dat betekent dat de kleine groep spaarders een vergoeding in de markt kan vragen. Het omgekeerde kan overigens ook: heel veel mensen hebben gedwongen goederen over en bijna niemand wil nu consumeren. In dat geval zal er een boete (een negatieve rente) komen op uitgestelde consumptie. De boete of vergoeding op uitgestelde consumptie werkt op deze manier als een evenwichtsherstellend mechanisme.

Conclusie: een rentevergoeding bij schuldpapieren is in deze simpele economie onder bepaalde aannamen niet noodzakelijk, maar vanuit marktwerking is het aannemelijk dat er een vergoeding zal bestaan voor spaargedrag.

Wordt vervolgd

Rudy van Stratum

Geplaatst in Geen categorie.

1.412 reacties

  1. Howdy! I could have sworn Iíve visited this blog before but after going through a few of the posts I realized itís new to me. Regardless, Iím certainly pleased I came across it and Iíll be bookmarking it and checking back regularly!

  2. I wanted to thank you for this fantastic read!! I absolutely loved every little bit of it. I have got you book-marked to check out new stuff you post…|

  3. I know this if off topic but I’m looking into starting my own weblog and was curious what all is required to get set up? I’m assuming having a blog like yours would cost a pretty penny? I’m not very internet savvy so I’m not 100 sure. Any tips or advice would be greatly appreciated. Thank you|

  4. I’m very happy to uncover this website. I wanted to thank you for your time due to this wonderful read!! I definitely loved every little bit of it and i also have you saved as a favorite to check out new stuff in your web site.

  5. When I originally left a comment I appear to have clicked the -Notify me when new comments are added- checkbox and now whenever a comment is added I get four emails with the exact same comment. Is there an easy method you are able to remove me from that service? Thanks a lot!

  6. Good post. I learn something new and challenging on sites I stumbleupon on a daily basis. It will always be useful to read through articles from other writers and use something from their sites.

  7. Good post. I learn something totally new and challenging on websites I stumbleupon on a daily basis. It will always be useful to read through articles from other authors and practice something from their websites.

  8. Hello there, There’s no doubt that your site may be having web browser compatibility problems. Whenever I take a look at your website in Safari, it looks fine however, if opening in IE, it has some overlapping issues. I just wanted to give you a quick heads up! Apart from that, fantastic blog!

  9. Good post. I learn something totally new and challenging on blogs I stumbleupon every day. It’s always useful to read through content from other writers and use something from other sites.

  10. Nice post. These are really wonderful ideas concerning blogging. You could definitely see your skills in the paintings you write. Every one of these bits of material happens to be fabricated in conjunction with loads of past material. Thanks!!

  11. Iím amazed, I must say. Rarely do I encounter a blog thatís both equally educative and amusing, and without a doubt, you’ve hit the nail on the head. The issue is an issue that not enough men and women are speaking intelligently about. I am very happy I found this in my search for something regarding this.

  12. You made some decent points there. I looked on the internet for more information about the issue and found most people will go along with your views on this web site.

  13. Nice post. These are really wonderful ideas concerning blogging. You could definitely see your skills in the paintings you write. Every one of these bits of material happens to be fabricated in conjunction with loads of past material. Thanks!!

  14. I am happy to find this post very useful for me, as it contains a lot of information. I always prefer to read the quality content and this thing I found in your post. Thanks for sharing.

  15. I am happy to find this post very useful for me, as it contains a lot of information. I always prefer to read the quality content and this thing I found in your post. Thanks for sharing.

  16. Iím impressed, I have to admit. Seldom do I encounter a blog thatís both educative and amusing, and without a doubt, you have hit the nail on the head. The problem is something too few men and women are speaking intelligently about. I’m very happy that I found this in my hunt for something concerning this.

  17. Hi, I do believe this is a great site. I stumbledupon it 😉 I will revisit once again since i have saved as a favorite it. Money and freedom is the best way to change, may you be rich and continue to help others.

  18. Hey There. I discovered your weblog using msn. That is a really well written article. I’ll be sure to bookmark it and come back to read extra of your helpful info. Thanks for the post. I’ll definitely comeback.

  19. I must thank you for the efforts you’ve put in penning this site. I really hope to view the same high-grade blog posts from you in the future as well. In truth, your creative writing abilities has encouraged me to get my own website now 😉

  20. Amazingness can aid you get more carried out in less time as well as with much less stress. It’s the best productivity device for busy individuals!

  21. I want to to thank you for this great read!! I definitely loved every little bit of it. I’ve got you book-marked to check out new stuff you postÖ

  22. Hello there, I do think your site may be having browser compatibility issues. When I take a look at your site in Safari, it looks fine however, if opening in IE, it has some overlapping issues. I simply wanted to provide you with a quick heads up! Apart from that, fantastic blog!

  23. I really love your site.. Pleasant colors & theme. Did you make this web site yourself? Please reply back as Iím looking to create my own personal website and want to know where you got this from or just what the theme is named. Many thanks!

  24. I have read some good stuff here. Definitely worth bookmarking for revisiting. I surprise how much effort you put to make such a magnificent informative web site.

  25. You’ve made some good points there. I checked on the web for additional information about the issue and found most people will go along with your views on this website.

  26. excellent issues altogether, you just gained a new reader. What would you suggest in regards to your publish that you made some days in the past? Any certain?|

  27. Wonderful blog! I found it while searching on Yahoo News. Do you have any suggestions on how to get listed in Yahoo News? I’ve been trying for a while but I never seem to get there! Thanks|

  28. Everything is very open with a very clear clarification of the challenges. It was really informative. Your website is extremely helpful. Thank you for sharing!

  29. I’ve been surfing online more than 3 hours as of late, yet I by no means found any interesting article like yours. It is lovely worth sufficient for me. In my view, if all website owners and bloggers made excellent content material as you did, the web will be much more useful than ever before.|

  30. Hello there! I know this is kinda off topic however , I’d figured I’d ask. Would you be interested in exchanging links or maybe guest writing a blog article or vice-versa? My blog goes over a lot of the same topics as yours and I believe we could greatly benefit from each other. If you’re interested feel free to shoot me an e-mail. I look forward to hearing from you! Awesome blog by the way!|

  31. Greetings! Very helpful advice within this article! It’s the little changes that make the most significant changes. Many thanks for sharing!|

  32. What’s up everyone, it’s my first pay a visit at this website, and piece of writing is actually fruitful in favor of me, keep up posting these content.|

  33. Ahaa, its pleasant discussion regarding this piece of writing here at this website, I have read all that, so at this time me also commenting here.|

  34. First off I want to say excellent blog! I had a quick question in which I’d like to ask if you do not mind. I was interested to know how you center yourself and clear your thoughts before writing. I’ve had a hard time clearing my mind in getting my ideas out there. I do take pleasure in writing but it just seems like the first 10 to 15 minutes are wasted just trying to figure out how to begin. Any suggestions or tips? Kudos!|

  35. I like the valuable info you provide in your articles. I will bookmark your blog and check again here frequently. I’m quite sure I will learn many new stuff right here! Best of luck for the next!|

  36. You can definitely see your skills in the article you write. The sector hopes for even more passionate writers such as you who are not afraid to mention how they believe. At all times go after your heart.|

  37. Good post! We will be linking to this great content on our site. Keep up the good writing.|

  38. Everyone loves what you guys are usually up too. Such clever work and reporting! Keep up the excellent works guys I’ve incorporated you guys to blogroll.|

  39. Having read this I believed it was very enlightening. I appreciate you spending some time and energy to put this information together. I once again find myself personally spending a lot of time both reading and commenting. But so what, it was still worthwhile!

  40. slot game- World’s Top Online Casinos, new user welfare register bonus 66₱, daily Betting Rebate 2. fast withdraw, good bonus, variety of games, World brand is trustworthy. Slot games, Card games , Live Casino, Animals(Cockfight games), fishing.

  41. gates of olympus- World’s Top Online Casinos, new user welfare register bonus 66₱, daily Betting Rebate 2. fast withdraw, good bonus, variety of games, World brand is trustworthy. Slot games, Card games , Live Casino, Animals(Cockfight games), fishing.

  42. poker- World’s Top Online Casinos, new user welfare register bonus 66₱, daily Betting Rebate 2. fast withdraw, good bonus, variety of games, World brand is trustworthy. Slot games, Card games , Live Casino, Animals(Cockfight games), fishing.

  43. TÀI XỈU TÀI XỈU Trò chơi sòng bạc trực tuyến bằng tiền thật , Đăng ký người dùng mới tặng 78000, Mỗi ngày đặt cược hoàn trả 2.0 . Hoa hồng đại lý nhận được thấp nhất 50 . Rút tiền nhanh , Phúc lợi tốt , Trò chơi nhiều , Thương hiệu 10 năm , Bảo đảm yu tín

  44. bingo- World’s Top Online Casinos, new user welfare register bonus 66₱, daily Betting Rebate 2. fast withdraw, good bonus, variety of games, World brand is trustworthy. Slot games, Card games , Live Casino, Animals(Cockfight games), fishing.

  45. jili slot- World’s Top Online Casinos, new user welfare register bonus 66₱, daily Betting Rebate 2. fast withdraw, good bonus, variety of games, World brand is trustworthy. Slot games, Card games , Live Casino, Animals(Cockfight games), fishing.

  46. ph646- World’s Top Online Casinos, new user welfare register bonus 66₱, daily Betting Rebate 2. fast withdraw, good bonus, variety of games, World brand is trustworthy. Slot games, Card games , Live Casino, Animals(Cockfight games), fishing.

  47. An outstanding share! I’ve just forwarded this onto a friend who was doing a little research on this. And he actually ordered me breakfast due to the fact that I found it for him… lol. So allow me to reword this…. Thank YOU for the meal!! But yeah, thanks for spending time to talk about this matter here on your blog.

  48. slots games- World’s Top Online Casinos, new user welfare register bonus 66₱, daily Betting Rebate 2. fast withdraw, good bonus, variety of games, World brand is trustworthy. Slot games, Card games , Live Casino, Animals(Cockfight games), fishing.

  49. Next time I read a blog, Hopefully it won’t disappoint me as much as this one. I mean, Yes, it was my choice to read through, however I genuinely thought you’d have something useful to say. All I hear is a bunch of crying about something that you could possibly fix if you weren’t too busy seeking attention.

  50. You completed a number of nice points there. I did a search on the issue and found nearly all people will have the same opinion with your blog.betflik

  51. slot machine- World’s Top Online Casinos, new user welfare register bonus 66₱, daily Betting Rebate 2. fast withdraw, good bonus, variety of games, World brand is trustworthy. Slot games, Card games , Live Casino, Animals(Cockfight games), fishing.

  52. Remarkable is the excellent performance tool for active individuals who wish to obtain even more done in much less time.

  53. Iím impressed, I have to admit. Rarely do I come across a blog thatís both equally educative and amusing, and let me tell you, you’ve hit the nail on the head. The problem is something not enough people are speaking intelligently about. I’m very happy that I stumbled across this during my search for something regarding this.

  54. Having read this I believed it was rather enlightening. I appreciate you spending some time and energy to put this informative article together. I once again find myself spending way too much time both reading and posting comments. But so what, it was still worth it!

  55. jili slot- World’s Top Online Casinos, new user welfare register bonus 66₱, daily Betting Rebate 2. fast withdraw, good bonus, variety of games, World brand is trustworthy. Slot games, Card games , Live Casino, Animals(Cockfight games), fishing.

  56. You completed a number of nice points there. I did a search on the issue and found nearly all people will have the same opinion with your blog.betflik

  57. slot bet – World’s Top Online Casinos, new user welfare register bonus 66₱, daily Betting Rebate 2. fast withdraw, good bonus, variety of games, World brand is trustworthy. Slot games, Card games , Live Casino, Animals(Cockfight games), fishing.

  58. I seriously love your website.. Excellent colors & theme. Did you develop this website yourself? Please reply back as Iím trying to create my own personal website and would like to know where you got this from or what the theme is named. Cheers!

  59. Definitely believe that which you stated. Your favorite reason appeared to be on the internet the easiest thing to be aware of. I say to you, I certainly get irked while people think about worries that they plainly don’t know about. You managed to hit the nail upon the top and also defined out the whole thing without having side effect , people can take a signal. Will probably be back to get more. Thanks|

  60. The very next time I read a blog, Hopefully it won’t disappoint me as much as this particular one. After all, I know it was my choice to read, nonetheless I truly believed you would probably have something interesting to talk about. All I hear is a bunch of complaining about something that you could possibly fix if you weren’t too busy seeking attention.

  61. May I just say what a comfort to uncover someone who really understands what they’re talking about on the net. You actually know how to bring an issue to light and make it important. A lot more people need to read this and understand this side of your story. It’s surprising you aren’t more popular because you surely possess the gift.

  62. Spot on with this write-up, I honestly believe this website needs far more attention. Iíll probably be back again to read more, thanks for the advice!

  63. slot machine- World’s Top Online Casinos, new user welfare register bonus 66₱, daily Betting Rebate 2. fast withdraw, good bonus, variety of games, World brand is trustworthy. Slot games, Card games , Live Casino, Animals(Cockfight games), fishing.

  64. online casino games- World’s Top Online Casinos, new user welfare register bonus 66₱, daily Betting Rebate 2. fast withdraw, good bonus, variety of games, World brand is trustworthy. Slot games, Card games , Live Casino, Animals(Cockfight games), fishing.

  65. Hello would you mind stating which blog platform you’re working with? I’m looking to start my own blog in the near future but I’m having a hard time making a decision between BlogEngine/Wordpress/B2evolution and Drupal. The reason I ask is because your design and style seems different then most blogs and I’m looking for something unique. P.S My apologies for being off-topic but I had to ask!|

  66. Usually I do not read article on blogs, however I wish to say that this write-up very compelled me to take a look at and do it! Your writing taste has been surprised me. Thank you, quite nice post.|

  67. Good post. I learn something new and challenging on sites I stumbleupon everyday. It will always be useful to read articles from other writers and use a little something from their web sites.

  68. Howdy! I simply want to give you a huge thumbs up for your excellent information you have got here on this post. I will be coming back to your blog for more soon.

  69. I have to thank you for the efforts you’ve put in writing this website. I really hope to see the same high-grade blog posts by you in the future as well. In truth, your creative writing abilities has motivated me to get my own, personal blog now 😉

  70. Iím impressed, I must say. Seldom do I come across a blog thatís both educative and amusing, and let me tell you, you’ve hit the nail on the head. The issue is something which not enough men and women are speaking intelligently about. Now i’m very happy that I stumbled across this in my search for something relating to this.

  71. Please let me know if you’re looking for a writer for your weblog. You have some really good posts and I believe I would be a good asset. If you ever want to take some of the load off, I’d absolutely love to write some content for your blog in exchange for a link back to mine. Please send me an email if interested. Thank you!|

  72. What i don’t understood is if truth be told how you are no longer actually a lot more neatly-preferred than you might be right now. You are so intelligent. You already know thus significantly in the case of this topic, made me individually consider it from so many various angles. Its like men and women are not interested until it’s something to accomplish with Girl gaga! Your own stuffs outstanding. Always care for it up!|

  73. Hello! Do you use Twitter? I’d like to follow you if that would be okay. I’m absolutely enjoying your blog and look forward to new updates.|

  74. Hi! Someone in my Facebook group shared this site with us so I came to take a look. I’m definitely enjoying the information. I’m bookmarking and will be tweeting this to my followers! Fantastic blog and fantastic design.|

  75. I delight in, cause I discovered just what I used to be having a look for. You’ve ended my 4 day lengthy hunt! God Bless you man. Have a nice day. Bye

  76. What’s Going down i’m new to this, I stumbled upon this I’ve found It absolutely useful and it has helped me out loads. I’m hoping to contribute & aid other users like its aided me. Great job.|

  77. View your dreams become a reality with amazingness! Get to experience genuinely remarkable enhancements.

  78. It’s really a cool and helpful piece of info. I am happy that you just shared this helpful information with us. Please stay us up to date like this. Thanks for sharing.|

  79. Exactly how? Amazingness can help you live an amazing life by supplying you with the devices to be more productive and get even more done in much less time.

  80. Just want to say your article is as astonishing. The clarity to your publish is simply cool and that i could assume you’re knowledgeable on this subject. Well together with your permission allow me to grasp your RSS feed to keep updated with approaching post. Thanks 1,000,000 and please carry on the enjoyable work.|

  81. Extraordinary is a revolutionary, multidisciplinary as well as multifunctional natural supplement that makes certain the promo of your health and wellness by improving your overall health.

  82. Sensational is a revolutionary, multidisciplinary and also multifunctional all-natural supplement that ensures the promotion of your wellness by improving your general health.

  83. There are no risks while having company with these escorts. Being both physically and mentally fit, they are fully dedicated towards their services. As a result, Rajkot escorts have emerged as one of the best services for the entertainment of the clients. The services are available 24X7 and provided at safe and secure places – hotels, five-star hotels, pubs, restaurants etc.

  84. Definitivamente podrías ver tus habilidades en las pinturas que escribes. La arena espera más escritores apasionados como tú que no tengan miedo de decir lo que creen. Siempre sigue a tu corazón.

  85. whoah this weblog is magnificent i love reading your articles. Stay up the good work! You realize, lots of people are looking around for this info, you could aid them greatly. |